Non-Trucking Liability for commercial trucking.
Covers an owner-operator's truck when operated outside the dispatch of the carrier they are leased to (also called bobtail).
Owner-operators leased onto a motor carrier; the carrier's policy covers loaded dispatch but excludes personal/non-dispatched use.
When you need this coverage
Required by most carrier lease agreements when an operator is leased on rather than running their own authority.
NTL / Bobtail by state
State-by-state pages cover the local DOI, surplus-lines rules, and carriers actively writing the line. We add new states as we extract their public rate filings — pages are not generated until the editorial body is complete.
Coverage descriptions on this page are general and informational. Binding terms come from the carrier policy and any endorsements. Dispatched is a comparison and matching platform; we are not a licensed insurance producer in every state. Where we accept contact information for a quote, that consent is one-to-one with named producer partners.