Details behind the structural promises and ranges Dispatched publishes.
Dispatched runs a soft credit inquiry to find lender matches. Soft inquiries are not visible to other lenders and do not affect your credit score. See methodology for the inquiry sequence used during application.
A hard credit pull happens only after you choose a specific lender and move forward on their term sheet. You see APR, term, and total cost before any hard pull. Multiple hard pulls within a 14-day rate-shopping window count as a single inquiry.
Same-banking-day wires are made when the chosen lender signs off and the wire instruction lands before that bank's cutoff. Wires that miss the cutoff settle the next banking day. Weekend and federal-holiday wires settle the next banking day.
Range reflects offers issued by panel lenders to qualified trucking borrowers. Actual approval amount depends on monthly revenue, time in business, credit band, and lender underwriting. Some borrowers qualify for less than $25K or more than $250K via separate products not shown on the landing page.
Cards on the home labeled "composite scenarios" are illustrative examples constructed from the categories and amount bands our intake commonly sees. They do not represent specific borrowers, transactions, or guaranteed outcomes.